Chase Sapphire Preferred

Welcome Offer: Earn 60,000 points after spending $4,000 in the first 3 months
Annual Fee: $95
Intro APR: N/A
Rewards:
-5 points on travel booked thru chase travel
-3 points on dining, streaming services, online grocery except of Target, Walmart, and Wholesale clubs
Pointy Cards has partnered with Cardratings for our coverage of credit card products. Pointy Cards and Cardratings may receive a commission from card issuers. The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.

Chase Sapphire Preferred

Pointy Cards has partnered with Cardratings for our coverage of credit card products. Pointy Cards and Cartratings may receive a commission from card issuers. The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Welcome Offer: Earn 60,000 points after spending $4,000 in the first 3 months
Annual Fee: $95
Intro APR: N/A
Rewards:
-5 points on travel booked thru chase travel
-3 points on dining, streaming services, online grocery except of Target, Walmart, and Wholesale clubs

About This Card

The Chase Sapphire preferred is the ideal basic card someone should have. With a decent $95 annual fee the card comes with all basic travel perks and insurance needed

Before Applying

-5/24 Rule: You can not get any chase card if you opened 5 personal cards in the last 24 months (Business cards are not counted as they do not appear on your report)
-You can not get more then 2 Chase cards in 30 days (Business and personal counted separately)
-If you have open any chase sapphire card (reserve, preferred or simple) or if you got a welcome bonus on any chase sapphire card in the last 48 months you are not eligible for the welcome bonus
-If you closed a sapphire card you can get the offer. But you should wait 2-3 days before applying

Enjoy Your Card

-5 points on lyft rides
-5 points on travel booked thru chase travel
-3 points on dining, streaming services, online grocery except of Target, Walmart, and Wholesale clubs
-2 points on all other travel purchases

Applied

Approved :

Congratulations! If you get approved for a chase business card you will most probably be approved for a second if you apply for it same day (And it will be one pull only)

Decision Pending :

You can check your status by calling 888-609-7805
Do not apply for a second card before the first one is approved

Denied :

You can have it reconsidered by calling chase at 888-609-7805

Enjoy Your Benefits

Foreign Transaction Fee:

No Fee

Car Rental Insurance:

Primary rental car CDW insurance worldwide

Lost Luggage:

Covers up to $3,000 per person

Enjoy Your Points

-Chase Pay yourself back option: Get a statement credit of 1 cent per point used to pay your bill
If you have other chase cards you can get higher redemption rates on pay yourself back
Chase Sapphire Reserve: 1.25 cents per point on select categories; Q2 of 2021 categories: Annual Fee, Grocery stores, and Gas station charges
Chase Ink Preferred: 1.25 cents per point on select categories; Q2 of 2021 categories: Shipping, Internet, Cable, and Phone service charges

Cashback:

Get 1 cent per point in the form of a statement credit

Chase Travel:

You can book travel at chase travel for 1.25 cent a point
If you have a Sapphire Reserve you can transfer all points there and get 1.5 cents per point on chase travel

Transfer to Airlines / Hotels

-You can also transfer your points to these airlines and hotels at a 1:1 Ration:

Airlines
Air Canada – Aeroplan
Air France/KLM – FlyingBlue
Aer Lingus – AerClub
British Airways – Avios
Emirates – SkyRewards
Iberia – Avios
JetBlue – TrueBlue
Singapore – KrisFlyer
Southwest – RapidRewards
United – MileagePlus
Virgin Atlantic – FlyingClub

Hotels
Hyatt – World Of Hyatt
IHG – Rewards Club
Marriott – Bonvoy