American Express Blue Business Plus Card

Welcome Offer: Earn 15,000 points after spending $3,000 in the first 3 months
Annual Fee: $0
Intro APR: 0% APR for 12 months on Purchases (after that 18.49% to 26.49% variable)
Rewards:
-2 points on all purchases for up to $50,000 spent annually
-1 point on all purchases thereafter
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American Express Blue Business Plus Card

Pointy Cards has partnered with Cardratings for our coverage of credit card products. Pointy Cards and Cartratings may receive a commission from card issuers. The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Welcome Offer: Earn 15,000 points after spending $3,000 in the first 3 months
Annual Fee: $0
Intro APR: 0% APR for 12 months on Purchases (after that 18.49% to 26.49% variable)
Rewards:
-2 points on all purchases for up to $50,000 spent annually
-1 point on all purchases thereafter

About This Card

The American Express Blue Business Plus Card is a Business card with 0% APR for 12 months, being so that balances will not reflect on your credit score even when you are carrying over your balances throughout the year. Its also the only Amex card that will earn 2 points on all purchases (the Business blue cash will earn 2% cashback not points)

Before Applying

-You can not get the welcome bonus on this card if you had already this card once as the Amex welcome offers are once in a lifetime
-You can apply and see if you will get the welcome bonus before Amex will pull your credit. After hitting apply if you are not eligible a popup will come up and tell you if you are not eligible and then you have a chance to proceed or just cancel the application before any credit pull at all
-You can not get more then 2 Amex cards in 90 days
-You can have a total of 5 open credit cards from Amex (Charge cards not included in this)

Enjoy Your Card

-2 points on all purchases for up to $50,000 spent annually
-1 point on all purchases thereafter

Applied

Approved :

Approved: Congratulations! If you get approved for a Amex card you will most probably be approved for a second if you apply for it same day (And it will be one pull only)

Decision Pending :

You can check your status here or by calling Amex at 800-567-1083

Denied :

You can have it reconsidered by calling Amex at 800-567-1083

Enjoy Your Benefits

Foreign Transaction Fee:

3%

Car Rental Insurance:

Secondary worldwide car rental insurance, You can upgrade to primary for a flat fee per rental.

Enjoy Your Points

Cashback:

-Get 0.6 cent per point in the form of a statement credit (Not the best option at all)

Amex Travel:

You can book travel at Amex travel for flights 1 cent per point and for hotels, cars, etc. 0.7 cent a point
If you have the Amex Business Platinum you will get back 35% of the points when booking flights thru Amex Travel
If you have the Amex Business Gold you will get back 25% of the points when booking flights thru Amex Travel
In order to get the points rebates it needs to be or a business or first class ticket or an economy ticket booked with your previously chosen favorite airline

Transfer to Airlines / Hotels

-You can also transfer your points to these airlines and hotels at a 1:1 Ratio:

Airlines
Aer Lingus – AerClub
Aero Mexico – Club Premier (1:1.6)
Air Canada – Aeroplan
Air France/KLM – FlyingBlue
ANA – MileageClub
Avianca – LifeMiles
British Airways – Avios
Cathay Pacific – AsiaMiles
Delta Airlines – SkyMiles
Emirates – SkyRewards
Etihad – Guest
Hawaiian – Miles
Iberia – Avios
JetBlue – TrueBlue (1:0.8)
Qantas – Frequent Flyer
Singapore – KrisFlyer
Virgin Atlantic – FlyingClub

Hotels
Choice Hotels – ChoicePrivileges
Hilton – Honors (1:2)
Marriott – Bonvoy