-You can not get the welcome bonus on this card if you had already this card once as the Amex welcome offers are once in a lifetime
-You can apply and see if you will get the welcome bonus before Amex will pull your credit. After hitting apply if you are not eligible a popup will come up and tell you if you are not eligible and then you have a chance to proceed or just cancel the application before any credit pull at all
-You can not get more then 2 Amex cards in 90 days
-You can have a total of 5 open credit cards from Amex (Charge cards not included in this)
-2 points on all purchases for up to $50,000 spent annually
-1 point on all purchases thereafter
Approved: Congratulations! If you get approved for a Amex card you will most probably be approved for a second if you apply for it same day (And it will be one pull only)
You can check your status here or by calling Amex at 800-567-1083
You can have it reconsidered by calling Amex at 800-567-1083
3%
Secondary worldwide car rental insurance, You can upgrade to primary for a flat fee per rental.
-Get 0.6 cent per point in the form of a statement credit (Not the best option at all)
You can book travel at Amex travel for flights 1 cent per point and for hotels, cars, etc. 0.7 cent a point
If you have the Amex Business Platinum you will get back 35% of the points when booking flights thru Amex Travel
If you have the Amex Business Gold you will get back 25% of the points when booking flights thru Amex Travel
In order to get the points rebates it needs to be or a business or first class ticket or an economy ticket booked with your previously chosen favorite airline
-You can also transfer your points to these airlines and hotels at a 1:1 Ratio:
Airlines
Aer Lingus – AerClub
Aero Mexico – Club Premier (1:1.6)
Air Canada – Aeroplan
Air France/KLM – FlyingBlue
ANA – MileageClub
Avianca – LifeMiles
British Airways – Avios
Cathay Pacific – AsiaMiles
Delta Airlines – SkyMiles
Emirates – SkyRewards
Etihad – Guest
Hawaiian – Miles
Iberia – Avios
JetBlue – TrueBlue (1:0.8)
Qantas – Frequent Flyer
Singapore – KrisFlyer
Virgin Atlantic – FlyingClub
Hotels
Choice Hotels – ChoicePrivileges
Hilton – Honors (1:2)
Marriott – Bonvoy