American Express Business Platinum Card

Welcome Offer: Earn 120,000 points after spending $15,000 in the first 3 months
Annual Fee: $695
Intro APR: N/A
Rewards:
-5 points on flights and prepaid hotels booked via Amextravel.com
-1.5 points on all charges of $5,000 and more
-1.5 points per dollar U.S. construction material and hardware suppliers, at U.S. electronic goods retailers and software & cloud system providers, and at U.S. shipping providers
-1 point on all other purchases
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American Express Business Platinum Card

Pointy Cards has partnered with Cardratings for our coverage of credit card products. Pointy Cards and Cartratings may receive a commission from card issuers. The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Welcome Offer: Earn 120,000 points after spending $15,000 in the first 3 months
Annual Fee: $695
Intro APR: N/A
Rewards:
-5 points on flights and prepaid hotels booked via Amextravel.com
-1.5 points on all charges of $5,000 and more
-1.5 points per dollar U.S. construction material and hardware suppliers, at U.S. electronic goods retailers and software & cloud system providers, and at U.S. shipping providers
-1 point on all other purchases

About This Card

The American Express Business Platinum Card is a super luxury business card with a hefty annual fee. But the benefits and perks easily way over the annual fee Between the $200 airline incidental fee credit, $400 in statement credits on Dell purchases, $189 Clear Credits, $120 Adobe credit, Elite status by hotels and car rentals, Global Entry credit, 1.5 points on all charges over $5,000, 35% points back when you book flights thru Amex travel.

Before Applying

-You can not get the welcome bonus on this card if you had already this card once as the Amex welcome offers are once in a lifetime
-You can apply and see if you will get the welcome bonus before Amex will pull your credit. After hitting apply if you are not eligible a popup will come up and tell you if you are not eligible and then you have a chance to proceed or just cancel the application before any credit pull at all
-You can not get more then 2 Amex cards in 90 days
-You can have a total of 10 open charge cards from Amex

Enjoy Your Card

-5 points on flights and prepaid hotels booked via Amextravel.com

-1.5 points on all charges of $5,000 and more

-1.5 points per dollar on electronic goods retailers and software & cloud system providers, construction material and hardware suppliers, and shipping providers.

-1 point on all other purchases

Applied

Approved :

Congratulations! If you get approved for a Amex card you will most probably be approved for a second if you apply for it same day (And it will be one pull only)

Decision Pending :

You can check your status here or by calling Amex at 800-567-1083

Denied :

You can have it reconsidered by calling Amex at 800-567-1083

Enjoy Your Benefits

Credits:

-Airline Credit: $200 airline incidental fee credit each calendar year.
-Dell: $400 credits per year for purchases at Dell ($200 credits Jan-Jun, July-Dec).
-Indeed: $360 credit per year. Get up to $90 each quarter.
-Adobe: $150 credit annually for a Adobe subscription.
-Wireless Purchases: $120 credit. Get up to $10 per month
-Clear: $189 CLEAR statement credit per year.

Foreign Transaction Fee:

No Fee

Car Rental Insurance:

Secondary worldwide car rental insurance, You can upgrade to primary for a flat fee per rental.

Global Entry / TSA Pre Check:

$100 credit every 4 years

Lounge Access:

-Priority Pass: Access to 1,200+ airport lounges with a complimentary membership to Priority Pass Select: Cardholder + 2 guests
-Centurion Lounges: Cardholder + 2 guests
-Airspace Lounges: Cardholder + 2 guests
-Escape Lounges: Cardholder + 2 guests
-Delta SkyClub Lounges: Cardholder only and must fly delta

Lost Luggage:

Covers up to $3,000 per person

Enjoy Your Points

Cashback:

-Get 0.6 cent per point in the form of a statement credit (Not the best option at all)
-Amex Business Account Transfer: 1 cent per point transferred to your Amex business checking account

Amex Travel:

You can book travel at Amex travel for flights 1 cent per point and for hotels, cars, etc. 0.7 cent a point
With the Amex Business Platinum you will get back 35% of the points when booking flights thru Amex Travel
In order to get the points rebates it needs to be or a business or first class ticket or an economy ticket booked with your previously chosen favorite airline

Transfer to Airlines / Hotels

-You can also transfer your points to these airlines and hotels at a 1:1 Ratio:

Airlines
Aer Lingus – AerClub
Aero Mexico – Club Premier (1:1.6)
Air Canada – Aeroplan
Air France/KLM – FlyingBlue
ANA – MileageClub
Avianca – LifeMiles
British Airways – Avios
Cathay Pacific – AsiaMiles
Delta Airlines – SkyMiles
Emirates – SkyRewards
Etihad – Guest
Hawaiian – Miles
Iberia – Avios
JetBlue – TrueBlue (1:0.8)
Qantas – Frequent Flyer
Singapore – KrisFlyer
Virgin Atlantic – FlyingClub

Hotels
Choice Hotels – ChoicePrivileges
Hilton – Honors (1:2)
Marriott – Bonvoy